This is the permanent update analysis Edouard Peltier

Since 26 February, a regulation of the banking and financial regulation Committee forced banks to strengthen their devices for "extreme shock." At the centre of the issues, business continuity plan (BCP), that the text defined as a "package" to ensure the maintenance of the essential services of the company and the scheduled resumption of the activities. In reality, the issue was already a growing concern in the large banks. For a decade, reinforced this need by the fire at Credit Lyonnais in 1996, enriched by the experiences of 9 / 11, SARS or the "blackout" Italian and American, they hone their CAC. Then, how bracing for the worst

In the heart of reflections: the emergence of potential risks of magnitude. "The banks spend reasoning by"affected buildings"reflection"group", where one must imagine that several sites and areas of activity are affected at the same time." "The CAC plays a role of moderator of the impact of the risks," says Edouard Peltier, consultant for Unilog Management. "One does not perform causal analysis but impact analysis", confirms Jean-Pierre Golliard, PCA Director of Société Générale.

Therefore, each branch, and each line of business, now have a bcp officer. "The trade must be the place where the emergency is defined", explains Jean-Pierre Golliard. Efficiency question: "To be a flexible methodology to adapt to all cases", confirms Christian Ritz, PCA Director of BNP Paribas.

Support to CAC leaders define their needs based on different scenarios and estimate of bearable interruption by their activity. Same issue in the cross-cutting activities: "logistics must be able to deliver mail on the sites of folds, HRB reflect the situation people who could not come to work...". ", commented Alain Bouillé, in charge of the CAC from the Caisse des Dépôts et Consignations. Its role, like that of the other CAC Group directors: coordinate and animate. "We are ensuring that the transversality of the professions is ensured and we mutualisons them risks", explains Jean-Pierre Golliard.

First priority of the PCA: establishing degrees of urgency of resumption of activity specific to each trade. Between the vital resumption of activity of the market halls (for which the banks "tolerate" two to three hours maximum stop), intermediate emergency (back-office and production activities) and activities that are expected, such as accounting, the answers are different. All banks have sites of withdrawal, that they surround the greatest secrecy. Some, such as Société Générale in New York, also planned contracts with transportation companies, in the event that the transit would be arrested. There are three major types of withdrawal sites: the "dedicated", which the banks ensure exclusivity; the "shared", they occupy together, a key contract the number of posts allocated to each if shock touch jointly; Finally, for most players, the shared sites reserved... to the first calls! If the time is the outsourcing of fallback sites, this rule has an exception: "There is a reflection undertaken to promote the internalization of specialized relief, for example market halls", notes Christian Ritz.

Plans of coverage between buildings local disaster and possibilities of requisitions of positions for example, a computer Developer gives its place to a framework to more urgent work complete the whole. "It can also consider temporary relocations, from Paris to London for example," added Christian Ritz.

Another issue, and the lower step, ensuring a good dissemination of information: the best of the CAC is nothing if it is not strictly followed. Delicate exercise: "need a soft communication, do not play the Cassandras," insists Jean-Pierre Golliard. Société Générale, all employees have the addresses of their retreat sites, and a green number and an Internet site to consult on the back of their badge. Everything is put to the test by regular tests, while banks remain very wide discretion. "Each trade made tests twice a year." "Must be regularly to ensure that the chain of the device is operational," said Philippe Ritz. This is the issue of the CAC. "The difficulty, it is no longer its constitution and the mobilization of the people." "This is the permanent update", analysis Edouard Peltier. Hence the importance of a permanent reporting, task audit control closely.